![]() The electronics stores category presumably includes Best Buy. ![]() aren’t eligible categories, but there are a few gift card options. It’s a shame that grocery stores, drugstores, etc. The US Bank Cash+ categories don’t rotate each quarter, although you do get to change/maintain your selection of two categories. 5% cashback on your first $2,000 in combined net purchases in your chosen 5% categories.Remember with the Citi Dividend card that you can max out your entire 5% yearly allowance within one quarter if you like. This is the easiest set of the lot to max out seeing as grocery stores and drugstores all sell a wide variety of gift cards and many also run gift card promotions which can be profitable for reselling at times. Total annual (calendar year) cash back is limited to $300 and includes additional cash back earned in connection with this offer (i.e.It’s also often possible to pick up discounted – or free – memberships which can be worth getting even if you’re not planning on doing grocery shopping at wholesale clubs. The same goes for wholesale clubs BJ’s, Sam’s Club and Costco all sell gift cards and often run gift card sales. As mentioned above, gas stations can be a good option for maxing out by buying gift cards. ![]() 5% cashback on up to $1,500 in purchasesīoth Chase Freedom/Freedom Flex and Discover It are offering 5% at gas stations in Q2.Speedway is a great place to buy third party gift cards because you’d not only be earning 5% on your Chase Freedom or Freedom Flex card, but you’d also be earning Speedy Rewards points which can then be redeemed for even more gift cards. Home Depot sells third party gift cards, but their selection is far inferior compared to Lowe’s stores.ĭepending on gas stations near you, that could be another good option for maxing out this category when buying gift cards. Their gift card racks usually have grocery store gift cards too. Lowe’s sells Amazon gift cards, as well as Visa and Mastercard gift cards. This should be a fairly easy category to max out. 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories.Cards, Categories, Limits & Activation Links Chase Freedom / Freedom Flex All of them can now be activated for Q2 2021 (April 1 to June 30), so here are their links and how to maximize them for gift card purchases in case you wouldn’t meet their respective spending limits through organic spend. There are several credit cards that offer 5% cashback in rotating categories each quarter. Update 4/1/21: These new categories go live today.
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